Bad Credit Car Financing in Goldsboro, NC | Get Approved Today

Bad Credit Car Financing in Goldsboro, NC

Get Approved for a Car Loan in Goldsboro - Even with Bad Credit


We help drivers here in Wayne County and surrounding areas with bad credit, no credit, reposessions, and past bankruptcies get financing options fast.


Doug Henry Buick GMC has been serving Goldsboro and its surrounding areas for years. We get it, credit challenges happen. Our finance team is determined to assist you with finding an approval that works with your situation. Our sales and finance team work with a vast network of lenders designed to help drivers across Goldsboro, Wayne County and the surrounding areas secure reliable transportation.
Let us help, no matter the credit
  • Bad Credit
  • No Credit
  • First-time buyers
  • Bankruptcy
  • Repossession history
  • Self-employed buyers
What You Need to Apply
  • Proof of income
  • Driver's license
  • Proof of residence
  • Trade-in information(if applicable)
  • Down payment options

Have you been told no before? That doesn't stop us! Don't let your score and credit history get you down. You still have finance options available!


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Find Your Budget-Friendly Reliable Used Car, Truck, or SUV
Affordable Vehicles Under 25K   Affordable SUVs   Used Trucks Under 25K   Reliable Cars Under 25K

Vehicle pricing displayed does not include sales tax, license fees, reconditioning fees, dealer adds or $788 Dealer Admin fee. Cash and outside finance purchases may result in an additional charge of $1000. All vehicles are subject to prior sale. While great effort is made to ensure the accuracy of the pricing and information on this site, errors do occur so please verify information with the dealer.

The Manufacturer's Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.

Why choose Doug Henry Buick GMC?


Drivers everywhere have spoken! Doug Henry Buick GMC has been helping drivers that other dealerships would turn away for years and years. Drivers find us from Goldsboro, Wayne County, Wilson, Kinston, Mount Olive, and Smithfield and beyond. Our finance team has the experience to help those drivers with credit challenges find affordable and reliable transportation. Let us help you be next!


Bad Credit Financing FAQ

Can I get approved with bad credit?

Many customers with credit challenges still qualify for financing options.

Do I need a down payment?

Down payment requirements vary based on lender approval and vehicle selection.

Can I trade in my current vehicle?

Yes, trade-ins are accepted even if you still owe money on the vehicle.

Does applying hurt my credit?

Pre-qualification options may be available with limited impact on your credit.

Do I need a cosigner?

Possibly. Qualified cosigners can help improve your finance terms but are not always required.

Can I get a used truck with bad credit?

Yes, it is possible. However, your finance terms and vehicle options may vary based on your credit profile.

What credit score do I need to finance a vehicle?

There is no set credit score required to finance a vehicle. Our lenders offer programs for many different credit situations.

Can I get approved with a repossession?

Yes, approval may still be possible. Adding a qualified cosigner may improve your financing opportunities.

Can I get financing without perfect credit?

Yes, all types of credit can get financed. Good, Bad, and just Okay credit are all acceptable. Fill out an application to see how we can help you.

What documents do I need to apply for financing?

To be best prepared have your; Driver's License, Proof of Income, Proof of Residence, Trade-in Information (if applicable), and Down Payment Options


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